Do you know what it takes to maximize your credit score? How many revolving accounts should you have? Installment accounts? What is a "Promotional Suppression? Should I have one on my report? File segregation? Authorized User? What should my account balances be monthly? Do open accounts with zero balances help or hurt me? What are unmanaged liabilities on my report? How do I get false, erroneous information OFF my report? ALL of these questions are answered and then applied to your own credit profile. In MOST cases, your credit score will increase by simply applying these "FIXES" to your credit!